James F. Ruddy

By his senior year in high school, his business was flourishing, and coin dealing had become the young entrepreneur's principal extracurricular activity.[4] Academically, he excelled as well. He was a finalist in the first National Merit Scholarship competition in 1956, and he won further academic distinction at Penn State University, graduating with honors in 1960.[4]

In 1958, while still in college, Bowers teamed up with James F. Ruddy — the first of several partners to figure in his career — to form the Empire Coin Co. in Johnson City, New York.[4] The company rode the crest of the mail-order boom in the early 1960s to become one of the nation's leading coin dealerships.[4] In 1965, Paramount International Coin Corp. acquired Empire. Bowers left the coin business to indulge one of his other great passions: automatic musical instruments.[4]
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